Membership, Billing, Cancellation and Refund Policy

1. The offer, in plain language

• Trial: you pay $1.00 USD today for 14 days of full membership access.
• Renewal: if you do not cancel before the trial ends, your membership renews at $97.00 USD per month, starting on Day 15, and continues month to month until you cancel.
• Currency: all prices are in US dollars (USD). Your bank or card issuer may convert currency and may charge its own fees, which we do not control.
• Other plans: where offered, the Annual plan is $997.00 USD for 12 months and replaces monthly billing for that period. Any other promotional rate you accepted at checkout applies as shown in your order summary and receipt.

2. What you get, and how it is delivered

Membership access, digital books and downloads are delivered electronically: access through the member portal, and files or links by email. There is nothing to ship for digital products. If an offer includes a physical item (for example a hardcover book with the Annual plan), its delivery terms will be stated on that offer's page.

3. How billing works

Your payment method is charged by our payment processor, Stripe. The trial charge of $1.00 USD is taken when you join. The first $97.00 USD renewal is taken on Day 15 if the membership is still active, and on the same date each following month. You will receive a receipt for each charge by email.

4. How to cancel

You can cancel at any time, in either of two ways:

1. In your member dashboard: log in, open your membership or billing settings, and cancel. The cancellation takes effect at the end of the period you have already paid for.
2. By email: write to support@yourmilliondollarlifestyle.com before your next billing date and keep our confirmation reply.

If you cancel during the 14-day trial, the $97.00 renewal is never charged. If you cancel part-way through a paid month, you keep access until the end of that month and no further charges are taken. There is no cancellation fee and no phone call required.

7. Failed payments and access

If a renewal charge fails, we may retry it and will email you. Access may be paused while a membership is unpaid and ends if the payment is not completed.

8. Price changes

If the monthly price ever changes, existing members will be told by email before the new price applies to them, and may cancel before it takes effect.

9. Chargebacks

If a charge is disputed through your bank, the membership or product access tied to it may be suspended while the dispute is reviewed. If you have a billing problem, contact support@yourmilliondollarlifestyle.com first; we will work to resolve genuine errors quickly.

10. Contact

Billing questions: support@yourmilliondollarlifestyle.com. Mailing address: PO Box 120, Utterson, ON P0B 1M0.